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Cruise safely on your bike!

If you’re a motorcycle rider, get the coverage you need today. ALPA can help!
Fill the form below or call 833-438-2572 to get a free quote today.

Office Hours: Monday – Friday 10:00 AM – 7:00 PM | Saturday 10:00 AM – 5:00 PM


In the state of Texas, it is required by law to have auto insurance coverage on your motorcycle. After all, it is a vehicle! Motorcycle insurance covers liability similar to an auto insurance policy, with the addition of insuring damage to others while riding as a passenger on your motorcycle. Most importantly, you can add coverage such as medical payments, comprehensive, collision, and even roadside assistance so you are fully covered while riding your bike.


Liability Insurance

Covers injuries or damages to the other driver and their property. This does not cover injuries or damages to you or your property. The minimum required coverage for liability insurance is $30,000 per person for Bodily Injury, $60,000 per accident, and $25,000 for Property Damage. This is the lowest amount of coverage you can have for auto insurance in the state of Texas.

Comprehensive & Collision

Together these offer full protection when your vehicle is damaged. Comprehensive insurance covers your car from damages caused by fire, theft, vandalism, or hail. Collision insurance also covers damages to your car caused by a collision with another car or an object.

Personal Injury Protection (PIP)

Covers certain medical expenses and loss of wages incurred as a result of an accident. PIP covers you and your passengers in the vehicle, minus standard deductible payments, before a payout is given.

Uninsured & Underinsured Motorist

Covers you from damages resulting from a driver who caused an accident and does not have any, or enough, insurance to cover the incurred damages.

Medical Payments

Covers medical costs which include medical bills, dental care, and/or funeral expenses as a result of an accident. This coverage pays regardless of who is at fault for causing the accident.

Rental Reimbursement

If you are in an accident and need a rental car while your vehicle is being repaired, this covers the cost of the rental.

Want to learn more? Check out our Glossary of Terms.


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