Do you own a home? Protect your largest financial investment! Homeowners insurance coverage provides protection against loss due to natural disasters, theft, and/or accidents. This may include damage from fire and smoke, lightning, hail, wind, and vandalism.
In the state of Texas, a typical and basic homeowner’s policy will include liability and medical payments coverage to others. There are other options you can add-on to your policy, too.
Important information you should know! There is a common misconception regarding flood and water damage. A typical homeowners or renters insurance policy covers water damage, but DOES NOT cover flood damage. In order to be covered if your home or apartment floods, you need to separately purchase flood insurance.