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In the state of Texas, it is required by law to have auto insurance coverage. ALPA Insurance makes it easy to save you money on auto insurance! Just ask the no drama llama! Whether you have a driver’s license or not, you should have auto insurance for the security it offers. We insure all types of drivers — with and without licenses.

Office Hours: Monday – Friday 10:00 AM – 7:00 PM | Saturday 10:00 AM – 5:00 PM


  •             •  U.S. driver’s license issued by any state
  •             •  Driver’s licenses from other countries
  •             •  Matricula
  •             •  Passport
  •             •  Temporary license
  •             •  Suspended license
  •             •  State IDs
  •             •  SR-22


Liability Insurance

Covers injuries or damages to the other driver and their property. This does not cover injuries or damages to you or your property. The minimum required coverage for liability insurance is $30,000 per person for Bodily Injury, $60,000 per accident, and $25,000 for Property Damage. This is the lowest amount of coverage you can have for auto insurance in the state of Texas.

Comprehensive & Collision

Together these offer full protection when your vehicle is damaged. Comprehensive insurance covers your car from damages caused by fire, theft, vandalism, or hail. Collision insurance also covers damages to your car caused by a collision with another car or an object.

Personal Injury Protection (PIP)

Covers certain medical expenses and loss of wages incurred as a result of an accident. PIP covers you and your passengers in the vehicle, minus standard deductible payments, before a payout is given.

Uninsured & Underinsured Motorist

Covers you from damages resulting from a driver who caused an accident and does not have any, or enough, insurance to cover the incurred damages.

Medical Payments

Covers medical costs which include medical bills, dental care, and/or funeral expenses as a result of an accident. This coverage pays regardless of who is at fault for causing the accident.

Rental Reimbursement

If you are in an accident and need a rental car while your vehicle is being repaired, this covers the cost of the rental.

Towing & Roadside Assistance

This can be added to your policy to use in case your car breaks down or you get stranded on the side of the road.

Want to learn more? Check out our Glossary of Terms.


What Our Customers Are Saying


“Thumbs up! I have been a customer since 2009; they go above and beyond with their customer service. They always have a smiling faces and the best rates. ALPA is the way to go.”

T. Perez


“I had to file an SR-22— had no clue what is even was —and they agents were extremely helpful with the entire process.”

C. Chavez


I have been with ALPA for years, and I want to thank specifically Janet for always taking the time to help me with my policy.

A. Rod


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"I need coverage now, but can it be that easy?"

The answer is yes. Using the ALPA Insurance easy online portal, customers can get a quote and be on their way to coverage within a few minutes. It's as easy as 1...2...3...

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If the options are overwhelming please connect with a local live agent.We will work to learn about you and your story to guide you through the process of comparing over 35 unique insurance companies and recommending three quotes that we feel suit you.