Liability coverage provides the cost of the injury to others and damage to their car or property when you are at fault. It does not cover your own medical bills or vehicle repairs.

Texas insurance regulations require minimum liability limits of:

• • $30,000 per injured person

• • $60,000 per accident

• • $25,000 for property damage.

Comprehensive coverage helps pay for loss or damage to your car during events such as theft, fire, vandalism, falling objects, flooding, and hail. If we do a risk assessment of drastic weather conditions lately, this is a must-have. 

When you're in a crash with another vehicle or object, collision coverage helps pay to repair or replace your car. Collision coverage is commonly required by lenders for financed or leased vehicles.

Uninsured motorist protection helps pay costs if you are hit by a driver who has no insurance. Uninsured motorist protection helps pay for repairs to your car if it is damaged by an uninsured vehicle. 

Personal Injury Protection covers medical expenses, lost wages, and essential services for you and your passenger after an accident, regardless of who is at fault. Personal injury protection (PIP) provides quick financial support and simplifies the early stages of the claims process.

Rental reimbursement is an optional auto insurance add-on that pays for a rental car, public transportation, or ride-sharing costs. At the same time, your vehicle is being repaired due to a covered accident. It helps ensure you can stay mobile without added out-of-pocket expenses.

Medical payments coverage assists with healthcare costs such as hospital bills, dental treatment, ambulance services, and funeral expenses. It provides faster financial support and simplifies the early stages of the claims process.

Towing & roadside assistance helps you pay for breakdowns, flat tyres, battery jumps, fuel delivery, and towing services, which adds peace of mind wherever the roads take you.